The Delta SkyMiles Platinum Business American Express Card is designed for business owners who fly Delta regularly and want their work expenses to earn practical travel rewards. Instead of focusing on complex reward categories, this card gives structure and predictability to those looking to turn routine purchases into miles with long-term value.
In this article, you’ll understand exactly how the Delta SkyMiles Platinum Business American Express Card works, what real benefits it offers, and what to consider before applying. Rather than highlight perks in abstract terms, the goal is to explain where the value lies, how it fits into a travel strategy, and whether it aligns with your business’s actual routine.
Main features of the Delta SkyMiles Platinum Business American Express Card
The card offers 3 miles per dollar on Delta purchases, 1.5 miles on eligible purchases over $5,000 (up to 50,000 extra miles annually), and 1 mile per dollar on all other expenses. It includes a welcome bonus of 60,000 miles after $3,000 spent in the first three months. With a $250 annual fee, it also provides a 15% discount on award flights booked with miles through Delta channels.
Requirements for approval
To apply, you must operate a registered business and have a good to excellent credit profile. The application asks for your company’s legal name, federal tax ID, estimated annual revenue, and personal financial data. American Express evaluates both business and individual credit standing. If your financials are solid and well-documented, the approval process tends to be fast and uncomplicated.
Benefits of the Delta SkyMiles Platinum Business American Express Card
Beyond earning miles, this card includes a companion certificate for a domestic round-trip in the main cabin, issued each year at renewal. It also covers one free checked bag per Delta flight, priority boarding, and statement credits for Global Entry or TSA PreCheck. These features help offset travel costs, making the card especially attractive for businesses with frequent air travel needs across the U.S.
Exclusive highlight
A standout benefit of the Delta SkyMiles Platinum Business American Express Card is its contribution toward Medallion Qualification Dollars (MQDs). Cardholders receive an automatic $2,500 MQD boost each calendar year, plus $1 MQD for every $20 spent on eligible purchases. For business owners aiming to qualify for or retain Medallion Status, this benefit provides measurable progress toward elite perks like seat upgrades and priority services.
Disadvantages and points of attention of the Delta SkyMiles Platinum Business American Express Card
The card’s value depends on how often your business flies Delta. The $250 annual fee only pays off if you use its travel perks regularly. Also, the companion ticket is limited to economy fares and domestic travel, which restricts flexibility for those with international routes. Finally, if your business relies on other airlines or travel partners, the rewards structure may feel narrow compared to general travel cards.
Application process
You can apply online through the American Express website. The form requests business structure, income, years of operation, and the applicant’s personal credit details. Most users receive a decision within minutes, especially if credit history is strong. After approval, the Delta SkyMiles Platinum Business American Express Card is mailed promptly, and travel benefits activate once the card is in use.
Who is the card ideal for?
This card is ideal for businesses that fly Delta consistently and want to reduce travel costs while earning loyalty perks. It brings the most value to companies with frequent domestic routes, large purchases, or teams traveling regularly. The MQD credits, free bags, and companion ticket help justify the fee if the card is used to its full potential. If your company travels less often or prefers different airlines, the Delta SkyMiles Platinum Business American Express Card may not deliver its full value.
